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Info

Implementing a Payment Gateway into your accessplanit platform allows you to take payment online via your Shopping Basket or Checkout.

Terminology

There are several different terms associated with payment gateways which you may have not come across before. The table below aims to make sense of these enabling you to make an informed decision.  

Remote 

Remote payment gateways are integrated into your accessplanit shopping/checkout basket, this means that the customer will type their card details directly into a page in your basket

Redirect 

Redirect payment gateways are not embedded into your accessplanit basket, and instead your customer will be shown a payment page where they can type their card details into, this is typically in a new pop-up window.

If it is necessary for you to be PCI DSS compliant you will need to select a payment gateway that operates as a redirect. 

3D Secure 

3D Secure (also known as “Verified by Visa” or “MasterCard SecureCode”) requires users to provide a secret password before the transaction is processed. Please note that this often requires redirection to a different page and so can make a ‘remote’ payment gateway appear as a ‘redirect’. 


Options Available

Here are the payment gateways available within your accessplanit platform

Payment Gateway


Supported in Baskets

Adyen

Our integration with Adyen uses a remote approach where the payment is made within the accessplanit shopping basket
https://www.adyen.com/

Shopping Basket & Checkout

Barclays ePDQ


Our integration with BarclaysePDQ uses the Remote implementation in Shopping Basket 3, and the Redirect implementation in Checkout.

Please note that you will require the direct link option. 
https://www.barclaycard.co.uk/business/accepting-payments/payment-gateways

Shopping Basket & Checkout

Global Payments

Global Payments is a redirect option.

Our integration with Global Payments has limitations in terms of refunds. If you need to provide a refund through Global Payments there is not capability to do so through your accessplanit platform but instead you need to log in directly to your Global Payments portal and subsequently amend this manually within your accessplanit platform. 
https://www.globalpaymentsinc.com/en-gb

There is a known issue with Global Payments, where payments from the Crown Dependency of Jersey will fail as their State Code conflicts with the US State of New Jersey's state code.

There is currently no resolution date for this issue. 

Shopping Basket only

PayPal

PayPal offers a redirect model with limited branding capability where you can only update your company logo and background colour. The accessplanit integration is for PayPal Express accounts, it is possible for PayPal Pro account to use this integration too.

Please note that the integration does not currently work with PayPal Standard accounts.

https://www.paypal.com/uk/home

Shopping Basket & Checkout

/wiki/spaces/HG/pages/61014143payo (formally SagePay)


Opayo is our recommended supplier and from experience we have found that our customers find them the best to work with – so much so that we have now chosen to be a partner of Opayo.

Our integration with Opayo uses the remote approach.

Opayo do not support payments from the Crown Dependency of Jersey.

Please note that you will require the eCommerce option.
https://www.sagepay.co.uk/

Shopping Basket & Checkout

Stripe

Our integration with Stripe uses a remote approach where the payment is made within the accessplanit shopping basket
https://stripe.com/gb

Shopping Basket & Checkout

WPM Education

WPM Education is a payment platform for higher education institutes and colleges
https://www.wpmeducation.com/

Shopping Basket only

Please note

When choosing your payment gateway, please ensure you have checked, agreed and confirmed internally/externally with the supplier’s transaction fee, the supplier’s pay-out duration and any other terms and conditions that the supplier may have.

It is your responsibility to check and agree with your chosen supplier.


Implementation

Implementation of your new payment gateway does vary depending on the option you choose however all follow a similar format. Your chosen provider will give you one or more account IDs which we then integrate within your accessplanit system. Please do note that some providers can take several weeks to generate these IDs and may need to contact us during the process for security reasons.